Ten Excellent Tips to Help You Buy a Car Online

Even if you don't have "a friend of a friend in the business," here are some insider tips to help ease your online car-buying experience.

G et a Copy of the Contract

Make at least two personal visits to the dealership. The first visit is merely to allow you to test drive the car you're interested in. And, before you leave the dealership after your test drive, be sure to ask for a blank copy of their contract form. You want to read this over and mark any questions you will want to ask later, or changes you want to make. You want to consider these issues in the calm of your own home. Don't put off reading the contract until the last minute when you are at the dealer, negotiating your final price and otherwise distracted by everything that's going on. (You were planning to read the contract before signing it, weren't you?)

If You're a Woman

It may not be PC, but there are sites devoted to women car-buyers only. Even if you're not a woman, you may still find some information of use at the Woman Motorist site (www.womanmotorist.com). The site isn't a raving pit of chauvinism — you can find reviews by both men and women.

This site offers a complete panorama of varied topics including reviews, maintenance, tips on buying a used car, safety, a glossary, Q & A, new product features, and a chat feature. It's a good site. Give it a try.

Try Go's Express Search

Anyone who spends any time online must master the art of searching. One of the best freebies on the Internet, in my view anyway, is the Go Express Search engine. Go offers several significant advantages over most other search engines. It allows you to scroll through the hits (so you don't have to keep using the Backspace key or the Back button in your browser to get back to the hit list to click on the next link). A second big advantage is that pages in the hit list are automatically loaded in the background. This means that while you check out one of the links, the links following in the list are loading into your browser. When you click the next link (or Go's Next button), the next site snaps quickly onto your screen.

Search Engines to Try

You can choose from many excellent search engines. Try the following and see if there are a couple that particularly suit you. This is a list of some of the most popular search engines, in no particular order: HotBot; Go2Net (MetaCrawler); AskJeeves; MSN (Microsoft Network); Google; Yahoo!; WebCrawler; AltaVista; DirectHit; Snap; Northern Light; Excite; Infoseek (Go); Netscape; GoTo.

Don't Ignore Any Financing Options

You can get great financing online, and often it's the best deal you'll get. Typically, a blank check is sent to you (as quickly as the next day), and you then fill it in to the limit of the loan you had approved via e-mail online. However, don't neglect seeing what kind of rate the dealer may be able to offer you. Sometimes dealers use super-low-interest loans as one of their come-ons. Also, check with your credit union if you belong to one. These non-profit organizations can often undercut current loan rates. Keep your options open.

Consider an Open-End Lease

A special kind of lease that may appeal to you is called the open-end lease. You agree up front to pay for the difference between the predicted value (called the residual value) of the car at the end of the lease and the actual value (called the realized value) that the car has at the end. The predicted value is written into the lease when you first get the car, but the realized value is determined at the end when you return the car.
In some cases, you may actually get money back if the car is worth more at the end of the lease than was predicted in the residual value. But, as always, keep your eyes open. The realized value can be calculated several ways: how much money they get when they sell it to someone, the retail value (as determined by an agreed upon source), the wholesale value, what's called the "fair market value" or even the best offer the dealer gets for the car. You need to know which of these methods of calculation are used in your lease and how to ensure that the car's value will be determined fairly.

Don't Forget that People Pay Different Prices for the Same Car at the Same Dealership

People pay different prices for a new car. You can pay top dollar; you can pay close to dealer cost; or you can pay somewhere in between. If you're a really weak negotiator, you might give the dealer $3,000 in profit; a great negotiator might give the dealer $300 in profit. Obviously, salesmen and dealers would prefer to get $3,000 from everyone — but experience has shown that profit is determined largely by how customers behave during the haggling process. If you're polite, persistent, and above all, prepared — you should be able to drive the price down near the low end of the spectrum. You'll find loads of techniques and tips on how to negotiate throughout this book.

Lowering Your Insurance

We all want to save money on insurance, and there are several ways you can. You can usually get a discount on your auto insurance if your insurance carrier also handles your homeowner's or renter's policy. Check, too, to see if you can get a discount if you have more than one auto to insure. Also, if you have a child who's a driver listed on your policy, most insurance companies have "good student" discounts if your school-age student maintains a B grade average. Students who have completed driver's education classes usually get a break, too.

Another option is to ask your agent to see if his company provides a discount for drivers with a good driving record. Many insurance carriers also provide a discount for an annual low mileage (typically 7,500 miles per year), and also if you have a security system (alarm) on your car. Nonsmokers are usually charged (or is that charred?) less, too.

One final insurance rates reduction tip is to consider taking a defensive driving class, especially if you're a senior or if you're trying to dig yourself out of a mess of tickets.

Another way to lower your auto insurance costs is to remove both collision and comprehensive insurance. Don't live in a dream world, though. If you don't carry collision insurance on your car, and then you have an accident that's your fault, chances are good that your auto insurance company won't pay out anything for your damage.

You can also consider boosting the deductible. A deductible is the money you pay for repairs before the insurance kicks in. The usual default deductible is around $500; if you have an accident with $1,000 damage to your vehicle, you pay $500 and the insurance company pays $500. Ask your agent to see how your rates would change if you raised your deductible to, say, $1,000. Get quotes for various levels of insurance, then make up your own mind about what amounts you really need. And don't forget to make adjustments every couple of years, as the vehicle ages and circumstances change.

Always Have Uninsured/Underinsured Motorist Insurance Coverage

In my state, North Carolina, over 7 percent of all drivers are uninsured. Whoa! And according to statistics, that percentage is likely to be even higher in your state. What do those uninsured drivers mean to you? Consider this: Most people who drive without insurance have few financial resources. That's why they don't have insurance in the first place. That's also why, if they total your car, or hurt you badly, you cannot rely on much, if any, money from them to help you get repaired. In my opinion, it's always worthwhile getting the (relatively inexpensive) addition to your car insurance coverage called uninsured! underinsured motorist coverage. See if you have it; if you don't, consider getting it.

Don't lgnore Rental Cars If You're Looking for a Used Car

Did you know that car rental companies are the biggest sellers of nearly-new cars? They like to offer their rental customers as new a car as possible, so they recycle their fleet of cars as often as possible. After all, their rental car customers like the feel of a shiny new-like car. But that means a potential deal for you as a used car buyer. Take, for example, Enterprise Rent-A-Car, the biggest rental car company in North America. Check out their website (www.ecars.com) and you will find a big pitch by Enterprise, or Ecars as it is also known, to sell their huge selection of slightly used cars. Looking for a great used car deal? You might find it there.

Enterprise calls its pitch "The Perfect Used Car Package: Haggle-Free Buying & Worry-Free Ownership". The "Haggle-Free" claim refers to a one-price system that Enterprise offers. The "Worry-Free" claim comes from the great warranty that buyers get, as well as a seven-day return policy that lets you drive the car for a week and sell it back for the very same amount you paid for it, minus a small fee to clean the car. That way, you can check the car out to make sure it is still in great shape. Rental companies usually have a huge variety of makes and models in the fleet of vehicles they rent out. They are definitely worth checking out if you are in the market for a well-maintained, low-mileage, nearly-new used car.

NEW YORK CAR SALES AUTOMOTIVE LINK WEB SITES:
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

Listed below are our network of online resources for our regional and national car dealer network. This private car sales and auto loan network is over 3,000 dealers strong for the entire nation. Other parts of our proprietary regional car and truck dealer network are smaller or larger depending on that car sales and auto loan region. Regardless of where you may be, we will find the perfect loan and new or used car or truck for sale located within this network.

! Auto Loans
Exclamation auto loans dot com has a private network of over 3000 car dealerships in the US who provide auto loans. Auto loans online have never been easier than with Exclamation auto loans dot com.

! Car Loans
Exclamation car loans dot com has a private network of over 3000 car dealerships in the US who provide car loans. Auto loans online have never been easier than with Exclamation car loans dot com.

! Used Cars
Exclamation Used Cars dot com does all the work for you in finding a new or used car online. Don't waste any more time looking at cars that dealers use for lead-in's or autos that might be sold. We will find the perfect vehicle for you at Exclamation Used Cars dot com.

# 1 Auto Loans
# 1 Auto Loans dot com has a private network of over 2000 auto dealerships in the continental US who provide auto loans. Auto loans online have been # 1 Auto Loans dot Com's only business since 1999.

# 1 Car Loans
# 1 Car Loans dot com has a private network of over 1,800 car dealerships across the US who provide car loans. Auto loans online have never been easier or safer than with # 1 Car Loans dot com.

# 1 Used Car
Exclamation Used Cars dot com does all the work for you in finding a new or used car online. Don't waste any more time looking at cars that dealers use for lead-in's or autos that might be sold. We will find the perfect vehicle for you at Exclamation Used Cars dot com.

# 1 Used Car Loans
Buying a used car and getting used car loans is job 1 at # 1 Used Car Loans dot com. For years we have been helping car buyers all across the US get the loan that they can afford for the new or used car and truck of their dreams. Let # 1 Used Car Loans dot com help you too.

A Used Car
A used car is the choice for many who are buying a car online. A used car has to be good quality and must have a low interest loan in order for many to qualify for a used car loan. A Used Car Dot Com will help you find that perfect used car.

An Auto Loan
An auto loan is required by over 95% of our online car buying public. At An Auto Loan Dot Com get an auto loan and find the perfect new or used car. No matter what your credit history we can help you to get pre-qualified for a loan you can easily pay for.

Atlanta Car Sales
Atlanta Car Sales is one of our most successful networks of car dealerships. This network is comprised of over 70 new and used car and truck dealers. All of our Atlanta automotive dealers will bend over backwards to get you the car of your dreams and a car loan that you can afford.

Auto Finance
Auto Finance dot com provides car sales & loans to dealerships all across the southwestern United States . This network has over 700 car dealers in the Southwest. Los Angeles , San Diego , San Francisco , Phoenix , Albuquerque , Las Vegas , Reno and other regional markets are served by Auto Finance.

Auto Loans US
Auto Loans US is for US car buyers and car loan applicants only. As the Internet develops we have car loan and finance applicants from all over the world, but we can only service US auto loans and car sales for now. If you are looking for a car for sale or auto loan outside the United States then please add your city name and country to the search.

Auto Sales Training
We have developed the most advanced interactive auto sales training programs for use throughout the world. We are offering auto sales training online and in person within the US , UK (i.e., England , Great Britain or United Kingdom ), Ireland , Scotland , Canada , New Zealand and Australia . Soon we will offer auto sales training in India and other English speaking nations.

Autos For Sale Online
The Autos For Sale Online dot com website was established in early 2004 in order to take some to car sales and car loan burden away from Autos For Sale Online dot com. After 7 years Autos For Sale Online dot com had just become too large to manage properly. As the Autos For Sale dot com Website has grown thousands of cars for sale and car loans have been provided for satisfied customers.

Automotive Sales Training
Automotive Sales Training dot com is your ticket to better auto and truck sales. We have developed a proprietary system to train and track your car sales staff. Auto sales training will help you increase your automotive sales by 100% when properly implemented. Start to increase your auto sales today.

Buy A Used Car
Buy a used car. It sounds simple, but buying a new or used car or truck online is not that simple. If you want to buy a used car online it is important to have an honest car broker. Since 1998 we have been helping people with good credit, bad credit or no credit buy used cars online. Give us the chance to show you how it is done on the Internet.

Buy A Used Car Online
Buy a used car online with Buy A Used Car Online Dot Com. For nearly 6 years now Buy A Used Car Online Dot Com has helped people with all kinds of credit find a great used car from a dealer near them and secure a car loan that they can afford. Our network of used car dealers spans the United States and has the best car loan rates available.

Buying A Car
Buying a car used to mean driving from car dealership to car dealership, kicking the tires, opening the hoods and haggling with the auto dealers credit staff trying to get the best deal. Buying a new or used car or truck at Buying A Car Dot Com is not like that. Just fill out an application and we will find the best new or used car for you and get you pre-qualified for an auto loan that you can afford.

Car For Sale Downey
Car For Sale Downey is that part of our network designed for our network of car dealers in the city of Downey and the surrounding Los Angeles basin. We have nearly 80 dealers in this network. Each of the car dealers is hand picked at Car For Sale Downey Dot Com.

Car Loans Downey
Car Loans Downey dot com is our network exclusively for the city of Downey California and Los Angeles County . This network provides car loans derived from over 60 participating Downey and LA dealers. When you select Car Loans Downey dot com you don't need to worry about past credit problems as long as you have been on the job for at least 6 months.

Car Loans Grand Rapids
Car Loans Grand Rapids dot com is our proprietary network of car dealers located in the greater Grand Rapids , Kalamazoo and Lansing metropolis. This network headed by Burger Chevy offers new and used cars for sale.

Car Loans Los Angeles
Car Loans Los Angeles dot com is independent from car loans Downey, but some car dealers have elected to join both networks to optimize their car sales and auto loan potential. This is Car Loans Los Angeles dot com's 3 rd year online helping people in Los Angeles and Southern California get financed with the best auto loan and find the perfect new or used car or truck.

Car Sales Training
Car Sales Training dot com is one of our regional networks of car sales training. We offer both online car sales training and personal or seminar type training. Our seminars offer car sales training by the nation's foremost car seller, i.e., Bryan McCarte. Give your car dealership the Advantage of online sales training and increase your auto sales and auto loan output by 100%.

Car Salesman Training
Car Salesman Training dot is devoted to boosting the car dealership's car and truck sales. Sales of both new and used cars and trucks are the life blood of any car dealership. We train the car salesman or woman to ethically maximize sales. There are no gimmicks, just solid and honorable sales techniques learned from years of experience in car sales. When you want to increase sales there is no better sales training service than Car Salesman Training dot com.

Cars For Sale Grand Rapids
Once you have secured a pre-approved loan from Car Loans Grand Rapids dot com, come to Cars For Sale Grand Rapids to find the car or truck for sale of your dreams. We do all of the work for you. Just sit back after filling our or convenient online form. We will search all of our network of dealers in the Grand Rapids, Lansing and Kalamazoo area for that perfect vehicle.

Cars For Sale Los Angeles
Once you have secured a pre-approved loan from Car Loans Los Angeles dot com come to Cars For Sale Los Angeles to find the perfect car or truck in the greater Los Angeles area. For 3 years now our network of Los Angeles area car dealers has been finding the perfect car or truck for our clients from amongst its network of over 100 Los Angeles area car dealers. When car dealers shop for your business… you win! © 2002 - 2005.

Cars For Sale Online
Established in 1998 Cars For Sale Online dot com is one of our flagship car sales and auto loan Websites. This network of 3000 + car dealers from all across the nation including Alaska and Hawaii is proud of its flawless record of helping our clients to get a car loan and finding the perfect new or used car. First get pre-qualified for a car loan and then let us find the perfect vehicle for you.

Cars Sales Online
The Car Sales Online dot com website was established in early 2004 in order to take some to car sales and car loan burden away from Cars For Sale Online dot com. After 7 years Cars For Sale Online dot com had just become too large to manage properly. As the Car Sales Online dot com Website has grown thousands of cars for sale and car loans have been provided for satisfied customers.

Chicago Car Sales
Chicago Car Sales is another of our strictly regional networks of car dealers. Chicago is one of our strongest car sales and auto loan markets. Chicago and the surrounding area account for over 100 car dealerships. Chicago Car Sales dot com has been assisting our clients for 4 years now to find the right new or used car and to get the best financing on a Chicago auto loan.

Coche
1 Coche is the # 1 site for our Spanish American Clientele. We have been assisting the Latino community for 4 years now online. @ 1 Coche dot com: Se Habla Español

Detroit Car Sales
The worldwide home of the car, i.e.. Detroit , holds a special place in the network just because it is the home of the automobile. Detroit is the mother of all car sales and car loan cities. There are close to 60 car dealers and automotive dealerships both new and used selling cars and trucks represented by Detroit Car Sales Dot Com.

Find A Used Car
The Car Sales Online dot com website was established in early 2004 in order to take some to car sales and car loan burden away from Cars For Sale Online dot com. After 7 years Cars For Sale Online dot com had just become too large to manage properly. As the Car Sales Online dot com Website has grown thousands of cars for sale and car loans have been provided for satisfied customers.

Find A Used Car Online
Established in 1998 Cars For Sale Online dot com is one of our flagship car sales and auto loan Websites. This network of 3000 + car dealers from all across the nation including Alaska and Hawaii is proud of its flawless record of helping our clients to get a car loan and finding the perfect new or used car. First get pre-qualified for a car loan and then let us find the perfect vehicle for you.

Get A Car Loan
95 % of those buying a car need to get a car loan. This is no different online. Get A Car Loan dot com is dedicated to helping our clients get a car or truck loan for new or used car sales. This service is completely free and requires only a few minutes to fill out our online car loan application. All online applications are completely secure. Many looking for a cal loan want to just use our convenient toll free number.

Houston Car Sales
Houston Car Sales dot com is another of our Southern US regional networks of car dealerships. Houston Car Sales dot com represents over 100 dealers in the south of Texas including Houston . Houston area residents are the most computer and Internet savvy of all the major cities in the US and they account for a great number of online car sales.

Las Vegas Car Sales
Las Vegas Car Sales dot com is another of our Southwestern regional networks of car dealerships. Las Vegas Car Sales dot com represents over 60 dealers in the great state of Nevada including Las Vegas and Reno . Don't gamble on unproven services. Let Las Vegas Car Sales dot com locate your next new or used car or truck.

Los Angeles Used Car
A huge number of used cars and trucks are bought and sold in the Los Angeles basin and county. This network is comprised of many of the largest car dealerships in Southern California . Whatever used car for sale or used car loan you are looking for, Los Angeles Used Car dot com can find it for you.

Miami Car Sales
Miami Car Sales dot com is another of our Southeastern regional networks of car dealerships. We serve our car buying and car loan clients with a network of over 70 car dealers located in and around the greater Miami Florida area. This is a region with many used cars for sale, but we also assist a great number of people looking for new cars in the Miami area. Let Miami Car Sales dot com do the work for you in finding a great new or used car or truck and helping you to get a loan you can afford.

New Jersey Cars Sales
New Jersey Car Sales dot com is another of our Northeastern regional networks of car dealerships. The garden state has some of the most beautiful driving experiences in the US . Weather you are located in Newark, Trenton or anywhere else in New Jersey, let New Jersey Car Sales dot com get you pre-qualified for an auto loan and then find you the perfect new or used car or truck in the state of New Jersey.

San Diego Car Sales
Our primary offices are in San Diego California , so it is only natural that San Diego Car Sales dot com was established as one of our first car sales and auto loan websites. Our entire network of car dealers grew from San Diego across the nation. Our first car sales and auto loan network was established with the San Diego Used Car Network. Find a new or used car or truck for sale in San Diego and across the nation at San Diego Car Sales dot com.

San Diego Used Car
As we grew and our car sales and auto loan business grew we needed a Website that would cater only to our San Diego Dealers, so San Diego Used Car was born. Now we service thousands of clients and over 100 new and used car and truck dealers throughout San Diego County from San Diego Used Car.

San Diego Used Car Network
San Diego Used Car Network dot com was the first part of our regional network. When we started San Diego Car Sales dot com it seemed logical to segregate new car sales from used car sales in the greater San Diego area. Those many years ago we started to get automotive clients looking for cars for sale online and auto loans from all across the country.

San Francisco Car Sales
San Francisco Car Sales dot com is another of our Western regional networks of car dealerships. As Mark Twain said, “The coldest winter I ever spent was summer in San Francisco !” San Francisco area residents more and more use the Internet to research car loans and find new and used cars. San Francisco Car Sales dot com is your premier source for information on San Francisco auto loans and car sales online.

Seattle Car Sales
Seattle Car Sales dot com is another of our Northwestern regional networks of car dealerships. Rain can occur for as many of 300 days per year in Seattle . That is why Internet car sales and auto loans has become so important in the Seattle / Tacoma area. When you need to find a great new or used car and get the best auto loan rate visit us at Seattle Car Sales dot com.

The Used Car Network
Once it became obvious that the San Diego Used Car Network was a national phenomena we began to establish The Used Car Network dot com as our national provider of cars for sale online and auto loans. This private network has grown to over 3000 car dealers nationwide.

Used Cars US
During the last 2 years more and more cars for sale and auto loan request were coming to us from other English speaking countries including Canada, UK, Ireland, India, Nigeria, the Philippines, etc., so we established Used Cars US dot com in order to distinguish US car sales and auto loans from international car sales and auto financing.

Used Car For Sale Downey
Used Car For Sale Downey dot com is part of our Southern California network exclusively for the city of Downey California and Los Angeles County . This network provides used cars for sale and used car loans derived from over 100 participating Downey and LA dealers. When you select Used Car For Sale Downey dot com whatever you past credit you can be sure to find a car you can afford and a car loan that you can pay for.

Used Car LA
People online can be a bit lazy. We found that many Angelinos were using LA to designate Los Angeles car loans and auto sales.

Used Car Loans Los Angeles
Once our clients have been pre-approved for new or used car and truck loans in Los Angeles (LA) they can visit our other car sales network sites including: Los Angeles Used Car dot com, Used Car For Sale Downey dot com, Cars For Sale Los Angeles dot com.

Used Cars Grand Rapids
Used Cars Grand Rapids dot com is our proprietary network of new and used car dealers located in the greater Grand Rapids , Kalamazoo and Lansing metropolis. This Used Cars Grand Rapids dot com network headed by Burger Chevy offers new and used cars for sale. Wherever you are in this area we will find the perfect new or used car or truck and make sure you have the financing to pay for the vehicle.

Vehicles For Sale Online
Vehicles For Sale Online dot com was established to provide our customers with a broad range of choices including SUV's, Recreational vehicles, Classic Cars, Sports Cars, Muscle Cars, etc. Whatever vehicle you are looking for we can help you find it. Contact us at Vehicles For Sale Online dot com and we will do everything possible to locate the vehicle you are looking for.

Auto Sales Leads
http://www.auto-sales-leads.com
Does you new or used auto dealership want Internet auto sales leads? Auto Sales Leads dot com can get you the auto sales leads you need.

Auto Sales Lead
http://www.autosaleslead.com
Does you new or used auto dealership want Internet auto sales leads? Auto Sales Leads dot com can get you the auto sales leads you need.

Car Sales Lead
http://www.carsaleslead.com
Does you new or used car dealership want Internet car sales leads? Car Sales Leads dot com can get you the automobile sales leads you need.

Car Sales Leads
http://www.car-sales-leads.com
Does you new or used car dealership want Internet car sales leads? Car Sales Leads dot com can get you the car sales leads you need.

Dealership Lead
http://www.dealershiplead.com
Does you new or used car and truck dealership want Internet dealership sales leads? Dealership Lead dot com can get you the dealership sales leads you need.

Automotive Sales Leads
http://www.automotivesalesleads.com
Does you new or used automotive dealership want Internet auto sales leads? Automotive Sales Leads dot com can get you the automotive sales leads you need.

Car Dealership Leads
Does you new or used car dealership want internet car and truck sales leads and auto loan leads? Car Sales Leads dot com can get you the car dealership leads you need.

CHARITABLE SITES SUPPORTED BY NEW YORK CAR SALES
Do Good To Do Well Donations For World Trade Center Victims Giving To Get My Favorite Cause How To Keep My Child Safe Project Safe Kids Project Safe Seat The Child Abuse Hotline Child Abuses Abused Children	Abused Kids An Online Donation Cause Marketing Make A Donation Make A Donation Online Donations Online Fund Raising Online Kid Safety Car Donation Charity Online Charities

HOTBOT [:] ALLTHEWEB [:] ALTAVISTA [:] AOL [:] EXCITE [:] GO [:] GOOGLE [:] GOTO [:] LOOKSMART
LYCOS [:] MAMMA [:] MSN [:] NBCI [:] NETSCAPE [:] NORTHERNLIGHT [:] WEBCRAWLER [:] YAHOO

This new york car sales and auto loan web site is the property of Signature Group Internet Marketing.
"New York Car Sales Dot Com" is a TM (Trade Mark) of Signature Group Internet Marketing.
We put the commerce in dot com! is a Trade Mark of Signature Group Internet Marketing.